ZIP PAY

A safe, simple and convenient way to buy now and pay later for your purchases.

No interest
Full payment flexibility
Nothing to pay today
Up to $1,000 shopping account

How it works

Select zipPay at the checkout

Your order is processed immediately

Pay over time

You have up to 60 days to pay (depending on date of purchase), or pay at your own pace for $5/month

FAQ’s

Who is eligible to apply?

Any Australian Citizen or Resident, Who is 18 years old.

What are the benefits?

zipPay is a safe, simple, and convenient payment option, powered by zipMoney, that lets you shop online and pay later for your purchases – with no credit card and no interest ever. zipPay provides an account that allows you to pay the balance of your purchases at the end of the month, or to take your time with affordable monthly payments that suit your lifestyle and budget. It’s quick and simple and is specifically designed to help you manage your online spending.

What are the fees?

At the end of every month you can choose to pay off your previous months’ Statement Balance in full and you’ll pay nothing extra. Therefore, for every purchase you make you’ll have 30 to 60 days (depending on the date of purchase) to pay with no additional charges. Alternatively, if you need more time to pay simply make a payment that suits your budget (a minimum repayment of at least $40 per month required, if outstanding balance is less than $40, balance is payable). Only one $5 monthly service fee will be added to your account for any month you have an outstanding balance, regardless of how many purchases you make. No balance, no fees!

What else should I be aware of?

A link to our full Terms and Conditions will be provided to you in your zipPay Schedule upon Account approval – you will need to Accept these as part of the registration process. The Terms and Conditions will also be sent to you electronically via email as part of your Welcome Email. For additional questions and information, please contact Customer Care.

How do I sign up?

You can create an account here, or during checkout while making a purchase at any store which offers zipPay. To create an account, all you need is a social media account and to confirm the details that you would normally enter when shopping online (e.g. your name, email, mobile, address, DOB and gender). Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later! Once you’re approved for your zipPay shopping account, you never have to apply again.

How do I make payments toward my zipPay account?

You can make payments towards your zipPay account with a debit card. Additionally, customers can make one-off payments via BPAY.